Christelle Fourie, MUA MD is interviewed by SABC 3 on 3^rd party legislation. Compulsory 3^rd party vehicle insurance is on the cards for all South African motorists which may reduce premiums for those who are already paying insurance premiums. Christelle explains that there is still a long road before the compulsory 3^rd party insurance act comes into play. Currently there is an actuarial team working out all the figures to determine premiums. On the question  if existing premiums will reduce, unfortunately no one can say with clarity yet. Having only 3^rd party insurance is not very expensive compared to comprehensive insurance. The question is whether or not it is enough to have only 3^rd party insurance, this depends on the consumers needs. 3^rd party only covers the motorist that you collide with, therefore it is advisable to have comprehensive insurance cover.