policy changes
Latest product enhancements
Submitted by Michaela on Wed, 2011-11-02 10:42Image/Video:
Image
Short description:
Please see the latest enhancements to the MUA policy.
Content:
Please see the latest enhancements to the MUA policy.
ALL RISK
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COVER
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ENHANCEMENT
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Limits that Apply to Jewellery
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No cover for items worth more than R 50 000 and not kept in locked safe fixed to building.
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Cover for items worth more than R 50 000 and not kept in locked safe fixed to the building will be covered up to R 50 000.
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Items stolen from vehicle (exclusion 2)
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Cover is excluded unless items are out of sight in a locked boot or compartment forming part of locked vehicle, and there are signs of forcible and violent entry to the vehicle.
When vehicle has no boot or compartment and additional excess of R 1 000 applies.
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Where there is no signs of forcible and violent entry to the vehicle an additional excess of R 1 000 is applicable and the cover is limited up to R 5 000.
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LIABILITIES
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COVER
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ENHANCEMENT
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Liability cover for 4 x 4 vehicles in territorial limits
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Cover in the territorial limits is limited to own damage only
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All vehicles have third party liability cover up to the full limit of indemnity of R25 million in the territorial limits.
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MOTOR
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COVER
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ENHANCEMENT
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Window glass
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Limit of R 30 000 for windscreen cover applies unless optional extension is elected and paid.
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Window glass limit of R30 000 is removed under the Motor and Classic Motor Policy.
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Chauffeuring cover
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Driver restrictions are applied strictly
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Driver restrictions are waived when insured makes use of a registered chauffeuring company at time of loss/damage.
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Tracking device endorsement
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Requirement to test your tracking device every 6 months.
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It is recommended that you test your tracking device every 6 months.
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Changes to your vehicle because of physical injury
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Cover for 5 % of the Sum Insured limited to R 50 000.
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Cover up to R 100 000.
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