motor insurance
Motor and household insurance comparison:
Submitted by byrnie on Fri, 2011-12-09 06:07Image/Video:
Image
Short description:
A brief overview of some of the benefits of your policy at MUA Insurance Acceptances compared to those of a new entrant to the short - term insurance market.
Content:
A brief overview of some of the benefits of your policy at MUA Insurance Acceptances compared to those of a new entrant to the short - term insurance market.
|
Section |
Type |
Your policy (MUA) |
“Insurer B” |
|
General |
|
|
|
|
|
Claims Preparation |
Yes |
No |
|
Contents |
|
|
|
|
|
Property in the open |
Yes |
Yes (minimal) |
|
|
Accidental Death of insured |
Yes |
No |
|
|
Cover for items in temporary premises (hotel/office/holiday home) |
Yes |
No |
|
|
Gifts at your residence of certain events |
Yes |
No |
|
|
Property of parents in residential care |
Yes |
No |
|
|
Keys and Locks |
Yes |
Yes (home only) |
|
|
Fire brigade charges |
25 % of sum insured |
R5000 |
|
|
Accidental damage to Tv sets/furniture glass |
Yes |
R5000 per item |
|
|
Optional loss of water extension |
Yes |
Not available |
|
|
Money |
Yes |
No |
|
Buildings |
|
|
|
|
|
Type of cover |
All risks |
Perils only |
|
|
Damage for tracing leaks |
100 000 |
No |
|
|
Essential alterations following disability |
Yes |
No |
|
|
Garden Extension |
Yes |
No |
|
All Risks |
|
|
|
|
|
Item limit |
NO |
YES |
|
|
Sunglasses, spectacles, lenses (unspecified) |
Yes |
No |
|
|
Sports equipment/clothing (unspecified) |
Yes |
No |
|
Motor |
|
|
|
|
|
Delivery after repair |
Unlimited |
R1000 |
|
|
Medical Expenses |
Yes |
No |
|
|
Accidental damage to winch equipment |
Yes |
No |
|
|
Emergency expenses |
Yes |
No |
|
|
Trauma |
Yes |
No |
|
|
Liability cover for other drivers of your vehicle |
yes |
No |
|
|
Liability within neighbouring states |
R25 million |
No |
|
|
Towing and storage within neighbouring states |
Yes |
No |
|
|
Damage to borrowed cars |
Yes |
No |
|
|
Car hire vehicle following theft/hijack |
Full cover, optional |
21 days Category A |
|
|
Can period of car hire be upgraded? |
Yes |
No |
|
Personal Liability |
|
|
|
|
|
Limit of first choice indemnity |
R25 million |
R2500 000 |
|
|
Tenants’ liability |
R25 million |
R1000 000 |
|
|
Wrongful arrest |
R25 million |
No |
|
|
Contractual liability (security co, garden service) |
No |
No |
|
|
Credit card |
No |
R3000 |
|
|
Hole in one/Bowls full house awards |
Hole in one: R10 000 bowls R5000 |
R1000 |
|
|
Worldwide? |
Yes |
RSA only |
|
|
Asbestos liability |
No |
No |
|
|
Liability to domestic workers |
Yes |
No |
Source: The rising sun – July 2011 – Alexander Forbes
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- 211 reads
Classic Motor Insurance
Submitted by Guest on Fri, 2011-03-04 05:51Department:
Classic motor insurance
Image:
Short description:
MUA shares your love for vintage, classic and collectable motor cars.
Content:
MUA shares your love for vintage, classic and collectable motors - that's why we have a special insurance category for you.
Our Classic Motor cover offers a niche product, designed specifically for enthusiasts of classic motoring, by expert classic motor underwriters. The policy offers comprehensive cover together with the type of benefits required by owners of collectable vehicles.
This cover, which is not usually available from standard mass-market insurance, is offered by MUA at very competitive and flexible pricing.
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- 1767 reads
