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AARTO

AARTO may hurt your car insurance

Submitted by Michaela on Tue, 2012-03-13 13:39
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When new traffic control system AARTO is introduced on 1 April 2012, it may have a major impact on the car insurance of a motorist if he or she accumulates too many points.
Content: 
Christelle Fourie MD of MUA Insurance Acceptances spoke to Businesslive about the connection and gave some advice to motorists. Interview, recording and editing by Michael Bratt.
 
Listen to the radio interview by clicking on the link below:
 
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  • 59 reads

Road accident scheme gets thumbs up

Submitted by Michaela on Tue, 2012-03-13 13:07
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The approval of Government’s proposed Road Accident Benefit Scheme (RABS) – recently announced as the successor to the much-maligned Road Accident Fund (RAF) – brings hope for much-needed change to the current system.
 
Content: 
This is according to Marike Stals, Legal and Compliance Manager at MUA Insurance Acceptances, who says the RAF was introduced to enable innocent victims, who have no recourse against uninsured or negligent motor vehicle drivers, to receive some type of compensation.
 
However, over time several issues arose with regards to the affordability and sustainability of the system, including long settlement delays and a disparity between the income of the scheme and its liabilities.
 
Click on the link below to read more...
 
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Be ready for the introduction of AARTO

Submitted by Christelle on Mon, 2011-02-28 00:00
Content: 
The introduction of Aarto (Administrative Adjudication of Road Traffic Offences Act) and the consequent points demerit system is scheduled for 1 April 2011 following pilot projects in Johannesburg and Tshwane. 
 
Under Aarto, all motorists will be given 12 points to start with and will lose points when they commit traffic offences. This will be reflected on the National Contravention Register on eNatis. More points will be lost depending on the severity of the offence, which could eventually lead to the suspension of one's licence.
 
Key points to remember:
  1. Motorists accumulate a set number of demerit points for each prescribed traffic infringement that may lead to suspension or cancellation of your license
  2. Speed will be the number one (1) rate scorer and you must familiarize yourself with the others
  3. Maximum penalty points is 12 and this is when a license is suspended
  4. You are prohibited from driving a vehicle in the suspension period
  5. If a drivers license is suspended three times, the license will be cancelled
  6. You will be required to reapply in terms of the National Road Traffic Act for a license
  7. Serious traffic offences such as driving under the influence, reckless and negligent driving and speeding at extremely high speeds will not fall into the AARTO system, but in the Criminal Procedure Act
  8. AARTO classifies traffic violations under minor and major infringements and offences
  9. Every point over 12 will result in a suspension period of three months
  10. One point means suspension for three months
  11. Two points means six months and three points will go on and on …..
  12. Immediately following a traffic violation you will be issued with an infringement notice(either per hand or post)
 
 
 
 
 
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