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Automatic Extentions Of Cover include the following

 

Tenants: if you become legally liable as the tenant and not as the owner for damage to the building of a private residdence and its domestic outbuildings (including fixtures and fittings) occupied by you as the tenant or by members of your household, we will cover you up to the amount stated in your schedule for any one accident or series of accidents arising out of one insured event.

 

Wrongful Arrest: If you become legally liable to pay for damages resulting from the wrongful arrest or alleged wrongful arrest which arises out of your activities as a member of a neighbourhood watch or a block watch group or a similar voluntary non-profit organisation, we will cover you up to the amount as stated in your schedule for any one valid claim or series of valid claims arising out of one insured event, including legal costs and expenses.

 

Liability To Domestic Employees: We will cover you for legal liable up to the amount as stated in your schedule where you become liable due to the death or bodily injury to your domestic employee which arises from and in the course of their service during the period of your insurance. This includes the legal costs and expenses which the domestic employee can recover in respect of a valid claim under this extension and which you may incur with the insurer's written consent.