over insurance

MUA MD, Christelle Fourie answers questions about over and underinsurance of your home and contents. It's important to understand the difference between market value and replacement value of a home as well as contents. Christelle highlights important issues such as making sure consumers take time to read their insurance policy, making sure they understand all the terms and conditions as well as getting a professional evaluator to evaluate their home. This will enable insurance at the right amount to replace items in case damage or theft.